Mortgage Products :


- Choice of repayment options

- Fixed, Variable and Capped rate mortgages

- Competitive Interest Rates

- Terms from 3 to 30 years, with a maximum loan value of up up to 80% of the property value.

- Re-mortgages available to repay existing loans

Loans for home improvements or home completions are not available.

- Please note that applicants must not be older than 75 years upon expiry of the loan obligation.

- Mortgage Payments must be made through an Italian Bank account. (If you would like help in opening an Italian Bank account, we will be more than happy to assist).

- The products that we offer are explained product by product in the information pack. Most of our mortgages foresee a monthly mortgage payment of both capital and interest.


Here there are the last interest rates applied by ' Banca Per La Casa ' , Unicredit Group .




Expensives of an italian mortgage :

Survey on the property :
- about € 300,00 (included VAT)

Insurance on the property :
- it depends by the loan and the duration of the mortgage
For example a loan of € 100.000,00 for a duration of 15 years the insurance will be :
100.000 x 15 x 0,00016 = € 240,00

Administration Bank expensive :
- € 180,00

Taxes on the mortgage (imposta sostitutiva):
- for the first home (only if you have the qualification to buy the first home)
0,25 % of the loan , for example a loan of € 100.000,00
100.000 x 0,0025 = € 250,00
- for others homes
2 % of the loan , for example a loan of € 100.000,00
100.000 x 0,02 = € 2.000,00

Notary fee for mortgage contract :
- it depends but generally it is less expensive than the finally purchase contract