The Group :

Banking Group with the Largest Stock Market Capitalization in Italy with more than 28 billion € (February 2005).

One of the leading European Groups as concerns efficiency and profitability. Cost/Income at 57,3% and ROE at 17,9% and total asset worth 265,855 million € (December 2004).

Leading West-European Banking Group in Central and Eastern Europe.

Specialization :

- Three specialized banks in three different market segments, covering the whole domestic territory:

    UniCredit Banca
    UniCredit Private Banking
    UniCredit Banca d'Impresa

- UniCredit has an Investment Banking branch, UniCredit Banca Mobiliare (UBM), and an Asset Management branch, Pioneer Investments, and has two multi-channel banks, UniCredit Xelion Banca, an Investment Management bank with a network of promoters and UniCredit Clarima Banca, specialized in payment and family loan services and products.

- A network of firms that offer a wide range of services and products, from savings management to insurance to mortgages, from leasing to factoring, from the devising of virtual markets for companies to the handling of the most sophisticated risks, such as those related to rates and exchange.



International Presence
Unicredit has 4,442 counters, 5 branches, 10 representative foreign branches, and several the agreements and co-operation programmes with highly specialized local firms.

Employees
The Group boasts a "team" of about 69,000 people, more than 27,000 of which are in the New Europe.